Shopping for sneakers just got more affordable. Klarna, the popular buy now, pay later service, has partnered with Laced, the premier online sneaker marketplace. This collaboration allows Laced customers to split payments on their favorite kicks into four interest-free installments with Klarna. Hype beasts no longer need to drain their bank accounts to cop the latest Yeezy release. Laced is making high-end sneakers accessible by letting shoppers pay over time. The days of sneakerheads going broke for Jordans could be over, thanks to Klarna. This partnership democratizes sneaker culture so any shoe lover can build their dream collection.
In a Nutshell
The popular sneaker marketplace Laced has officially partnered with Klarna, the leading buy now, pay later service. This means Laced customers can now split purchases into four interest-free payments over six weeks when checking out. Choose Klarna at checkout to pay 25% of the total upfront and then the remainder over time. This makes buying coveted sneakers much more affordable. Laced ships immediately after the first payment. No credit check or interest fees. Klarna also offers 60-day purchase protection. So, if you’ve been eager to cop some rare Jordans or Yeezys, Laced with Klarna makes it easy to get the kicks you want without breaking the bank!
Laced’s Payment Methods
Laced aims to provide sneaker enthusiasts with a smooth, seamless buying experience. An essential part of that is offering flexible and convenient payment options tailored to customer needs. Laced accepts all primary payment methods to make purchasing your favorite kicks easy and stress-free.
Credit and Debit Cards
The most universal payment types Laced accepts are major credit and debit cards. This includes:
- American Express
Cards can be used for one-time purchases or saved to your Laced account for faster checkout on future orders. Making a credit or debit card payment is secure, simple, and processed in seconds.
Laced gladly accepts PayPal as a payment method as well. Customers can quickly checkout using their connected PayPal account. This allows buyers to separate sneaker purchases within their financial statements rapidly. Paying through PayPal also means PayPal’s refund policies protect assets.
For extra spending flexibility, Laced provides installment payments through Affirm. Customers can finance orders from $50 to $17,500 with fixed monthly payments over 3, 6, or 12 months. Affirm helps divide costs over time, which is ideal for big sneaker purchases.
Afterpay is another installment option offered by Laced. It allows shoppers to pay 25% upfront, then the remaining balance in 3 payments every two weeks. Afterpay charges no interest, just a fixed clearance fee. This service splits costs into manageable chunks.
Similarly, Laced now accepts Klarna, which breaks purchases down into four interest-free installments. The first payment is 25% of the total, followed by three automatic payments. Using Klarna at Laced lets customers get items immediately while paying gradually.
Buy Now, Pay Later
Services like Affirm, Afterpay, and Klarna provide flexible “buy now, pay later” installment plans. These give customers access to coveted sneakers without needing total funds upfront. Installments make expensive releases more accessible.
Purchasing with a Laced digital gift card is another hassle-free option. Gift cards are redeemable for merchandise site-wide, even for limited editions. Gift cards never expire and have no fees, making them a go-to for sneaker gifts.
In summary, Laced offers diverse payment methods suiting different budgets and needs. From standard card payments to installments, Laced aims to provide a top-notch checkout experience tailored to sneaker shoppers. Their flexible options make building your collection easy and enjoyable.
Klarna’s Buy Now, Pay Later Service
Klarna is a Swedish financial technology company that has popularized buy now, pay later (BNPL) services. With Klarna’s BNPL option, customers can split purchases into interest-free monthly installments instead of paying the total amount upfront. This service has become very popular, especially among younger demographics.
How Klarna’s BNPL Option Works
Klarna integrates its BNPL option directly into retailer’s online checkouts. When a customer is ready to pay, they will see the option to split their purchase into four equal installments over 6-8 weeks using Klarna.
If the customer selects Klarna at checkout, the total purchase amount is paid immediately to the retailer by Klarna. The customer then repays Klarna in 4 interest-free installments charged automatically every two weeks.
Flexible Payment Terms
Klarna offers flexible payment terms for using their BNPL service:
- Four payments: The standard option is four interest-free installments paid every two weeks. This works well for smaller purchases.
- 6-36 months: For larger purchases like furniture or electronics, customers can choose 6-36 month financing terms with interest through Klarna.
- Pay in 30 days: Customers also have the option on some purchases to pay the total amount within 30 days.
No Interest or Fees
The key benefit of Klarna BNPL is that no interest accrues on the installments as long as they are paid on time every two weeks. There are also no set-up fees, annual fees, or late fees. Customers only need to pay the original purchase amount divided into four installments.
Easy to Use
Checking out with Klarna is simple. Customers enter their email addresses, and checkout takes seconds. Klarna’s app makes managing payments easy. Customers can track upcoming charges, edit payment details, and get support through the intuitive interface.
While Klarna BNPL offers interest-free flexibility, customers should be aware that:
- Missed payments can hurt their Klarna credit score and limit future BNPL eligibility.
- Returns can be complicated. Customers may need to continue payments until the return is fully processed.
- Klarna payments are reported to credit bureaus and can impact approval for other financing.
Klarna’s BNPL model provides a budget-friendly option to split payments over time. The interest-free installments help customers afford purchases without taking on long-term debt. It’s clear why this service has become so popular.
Benefits of Using Klarna
Founded in 2005, Klarna has become one of the most popular buy now, pay later (BNPL) services. Klarna offers a range of benefits that make it an attractive financing option for online shoppers.
Easy Bi-Weekly Payments
One of the most significant advantages of using Klarna is the ability to split purchases into four interest-free payments made every two weeks. This makes purchases more affordable by spreading payments out over time. Customers don’t have to pay the total amount upfront or take on debt with interest charges. Klarna automatically charges each bi-weekly fee to the customer’s card on file.
Rewards for Shopping
Klarna offers loyalty programs that reward customers for using their BNPL service. In the Klarna app, users earn rewards on purchases, which can be redeemed for discounts on future orders. The percentage of cashback depends on the retailer. This gives shoppers an added incentive to choose Klarna at checkout.
Access to Deals
The Klarna app provides access to exclusive deals and discounts from top brands. Users can browse curated sales and find coupon codes to apply at checkout when using Klarna. This allows customers to maximize savings when splitting payments through Klarna.
No Interest or Late Fees
As long as bi-weekly BNPL payments are made on time, Klarna does not charge interest or late fees. This makes it a budget-friendly financing option. However, customers should be aware that missing payments can negatively impact their Klarna credit score and limit their ability to use BNPL in the future.
Klarna’s user-friendly app makes it easy to manage BNPL payments, track upcoming charges, browse deals, and access account statements. Customers can add cards, review payment history, edit personal details, and get support through the app. The smooth user experience is a significant draw.
With the option for interest-free installments, shopping rewards, exclusive discounts, and no hidden fees, Klarna offers an appealing financing alternative. The app’s seamless interface improves the customer experience even further. It’s clear why Klarna has become a go-to BNPL provider for millions of consumers.
Does Laced Accept Klarna?
Does Laced Accept Klarna?
Laced is an online sneaker marketplace where buyers can purchase rare and limited-edition shoes from various brands. Klarna is a popular buy now, pay later (BNPL) service that allows shoppers to split purchases into interest-free installments. However, Laced does not currently integrate Klarna as a payment option at checkout.
Payment Methods Accepted by Laced
When checking out on Laced, customers have a few different payment methods to choose from:
- Credit/debit cards: Laced accepts Visa, Mastercard, American Express, and Discover credit and debit cards. This is the most widely used online payment method.
- PayPal: Customers can checkout with PayPal to quickly pay with their linked bank account, credit card, or PayPal balance.
- Apple Pay: For iOS users, Laced integrates Apple Pay to enable easy one-touch checkout through this mobile wallet.
- Shop Pay: Laced also offers Shop Pay, which is Shopify’s accelerated checkout option for shoppers with a Shopify account.
No Klarna Integration
While Laced provides various payment methods, Klarna needs to be more present in its checkout options. Customers cannot choose to split their Laced purchase into four interest-free installments by selecting Klarna at checkout.
Why Laced Doesn’t Accept Klarna
Laced still needs to integrate Klarna as one of its payment partners. There are a few possible reasons why:
- Niche focuses on the sneaker market. Klarna tends to target more general e-commerce retailers.
- Perceived risk of non-payment. BNPL services take on more default risk.
- Technical integration has yet to be worthwhile. Integrating Klarna’s API requires development resources.
- Demographic mismatch. Klarna skews toward younger shoppers, while sneakerheads span generations.
Unless Laced announces a partnership with Klarna, customers should not expect to be able to use Klarna in the marketplace anytime soon.
Checkout Options for Laced Customers
While Klarna would offer more flexible payment options, Laced still provides a smooth buying experience:
- Widely accepted payment methods like Visa, PayPal, and Apple Pay
- Shop Pay for accelerated checkout
- Ability to checkout as a guest or create an account
- Save payment details for easy one-click checkout on future drops
Does Laced offer any other financing options besides Klarna?
Klarna is the only buy now, pay later service offered by Laced. However, Laced does offer traditional flexible financing through Affirm. Customers can use Affirm to finance Laced purchases over 3, 6, or 12 months for amounts up to $17,500. Affirm loan payments are then broken down into fixed monthly installments. Qualification for Affirm is also based on a soft credit check.
Laced’s partnership with Klarna makes buying coveted sneakers much more wallet-friendly. The ability to pay in 4 interest-free installments can help sneaker lovers flex their style without overextending their finances. When used wisely, Klarna gives customers access to the shoes they want today while paying over time.
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In summary, the answer is yes – Laced now accepts Klarna as a payment method at checkout. This buy now, pay later option allows sneaker enthusiasts to get the shoes they want without overspending. By splitting the cost into four interest-free installments through Klarna, buying from Laced becomes more accessible. Hype beasts no longer need large amounts of cash upfront to purchase the latest Yeezy or Jordan release. Laced’s partnership with Klarna democratizes sneaker culture by letting shoppers pay over time. For sneaker lovers looking to grow their collection, using Klarna at Laced makes buying coveted kicks easier than ever before. This collaboration is a game-changer for the sneaker community.